What to Know About Credit Card Fraud in New York

What to Know About Credit Card Fraud in New York

There are two types of credit card fraud recognized in New York. One category includes stolen, canceled, or revoked credit cards while the other category regards forged credit cards. If you are facing credit card fraud charges in New York, it is best to retain the services of an experienced criminal defense attorney who will fight for your rights in court. Reach out to our firm today to begin this process. We are here to help.

What are the two categories of credit card fraud in New York?

  • Stolen, Canceled, or Revoked Credit Cards:

The first category of credit card fraud relates to Section 165.17 and stolen, canceled, and revoked credit cards. Section 165.17 prohibits a person from the unlawful use of the display of a credit card to purchase with the knowledge that the card is canceled or revoked. The act can be punishable for up to a year of jail time plus a $1,000 time. Stealing a credit card is a Class E Felony that can result in prosecution for Criminal Possession of Stolen Credit Cards and can result in up to four years of prison time. If you sign for a purchase using the name of the actual cardholder, an additional charge of forgery may be added. Identity Theft in the First Degree, Credit Card Grand Larceny & Theft, and Grand Larceny from the Person are also potential additional charges for credit card fraud in New York.

  • Forged Credit Cards:

Possessing a credit card that has been forged, altered, or is a fraudulent copy is considered a Criminal Possession of a Forged Instrument in the Second Degree and is prohibited by New York Penal Law Section 170.25. This is considered a Class D felony which can have penalties of up to seven years in prison.

You will need the assistance of an experienced criminal defense attorney if you are facing credit card fraud charges. Your criminal defense attorney will examine all potentially extenuating or exonerating circumstances by researching the details of your case. This will include if you had the card owner’s permission to use the credit card, if there was a valid reason why it was in your possession, and if you were aware of the fact that the card was forged.

To begin this process today, reach out to our experienced criminal defense attorney to learn how we can assist your legal process. Give our firm a call to discuss our services and how we can help your upcoming case. Schedule an initial consultation today.

Contact our experienced Rockland County firm

Those facing criminal charges in New York need a strong Rockland County defense attorney who knows the ins and outs of the criminal justice system. Fortunately, our firm is ready to put over 30 years of experience to work for you. Call today or contact The Law Office of Carl Spector online to schedule a free confidential consultation. We are ready to help you go on living life positively, happily, and free from the burdens of a criminal conviction–all you have to do is ask.

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